Form Pengajuan KPR
Kita bakal bantu pengajuan kamu sampe selesai ✨
KPR Secondary
Bank Danamon Kredit Pemilikan Apartemen (KPA) Secondary
Syarat Pengajuan
Syarat Umum
- WNI
- Usia minimum saat awal kredit 18 tahun untuk yang sudah menikah dan 21 tahun untuk yang belum menikah
- Usia maksimum saat akhir masa kredit 55 tahun untuk karyawan dan 65 tahun untuk wiraswasta dan profesional
- Minimum penghasilan per bulan Rp5.000.000
- Perhitungan jumlah angsuran berdasarkan penghasilan kotor (diperbolehkan gabungan penghasilan suami dan istri)
- Formulir aplikasi kredit
- Fotocopy KTP Pemohon
- Fotocopy KTP Suami/ Istri
- Fotocopy Kartu Keluarga
- Fotocopy Akta Nikah / Cerai / Akta Kematian
- Fotocopy NPWP Pemohon
- Fotocopy SPT / PPh 21
- Perjanjian pisah harta
- Rekening tabungan / giro 3 bulan terakhir
- Slip gaji 1 bulan terakhir atau surat keterangan penghasilan dari perusahaan (khusus karyawan)
- Persyaratan khusus wiraswasta:
- Fotocopy Surat Izin Usaha Perusahaan (SIUP)
- Fotocopy Tanda Daftar Perusahaan (TDP) (khusus untuk wiraswasta dengan Badan Hukum PT)
- Fotocopy Akta Pendirian Perusahaan (khusus untuk wiraswasta dengan Badan Hukum PT)
- Persyaratan khusus profesional:
- Surat Izin Profesional / Surat Izin Praktek Profesi
- Rekening Bank (Tabungan/ Giro) 3 bulan terakhir
- Surat Pernyataan Penghasilan
- Persyaratan dokumen jaminan untuk kebutuhan pembelian:
- Fotocopy sertifikat HM/ HGB/ Strata Title
- Fotocopy IMB
- Fotocopy PBB dan STTS (kecuali properti baru)
- Fotocopy Down Payment (Khusus KPR/KPA)
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