Form Pengajuan KPR
Kita bakal bantu pengajuan kamu sampe selesai ✨
KPR Secondary
BCA KPR Pembelian Secondary
Syarat Pengajuan
Syarat Umum
- Warga Negara Indonesia
- Untuk Karyawan, lama bekerja minimum 1 tahun di perusahaan yang terakhir atau total pengalaman kerja minimum 2 tahun
- Untuk wiraswasta / profesional lama bekerja minimum 2 tahun di bidang yang sama
- Usia minimum 18 tahun atau sudah menikah
- Usia maksimum 56 tahun (untuk karyawan), 66 tahun (untuk wiraswasta / profesional) saat kredit berakhir
- Pemohon wajib menutup asuransi (jiwa dan kebakaran) dengan syarat banker’s clause
- Bersedia menandatangani perjanjian kredit dan APHT (Akta Pembebanan Hak Tanggungan)
- Pembayaran melalui autodebet dari rekening BCA pemohon
- Fotocopy KTP Pemohon
- Fotocopy KTP Suami/Istri
- Fotocopy Kartu Keluarga
- Fotocopy Akta Nikah/Akta Cerai/Akta Kematian Pasangan
- Fotocopy Akta Pisah Harta Notariil dan didaftarkan ke KUA atau catatan sipil (Jika Ada)
- Fotocopy NPWP Pemohon (untuk berstatus istri tidak pisah harta dapat menggunakan NPWP suami)
- Fotocopy Slip Gaji/Surat Keterangan Penghasilan 1 bulan terakhir (untuk karyawan, Jika joint income, dokumen pasangan wajib dilampirkan)
- Fotocopy NPWP Badan Usaha (untuk usaha berbadan hukum PT dan CV)
- Fotocopy SIUP (untuk wiraswasta)
- Fotocopy TDP/NIB (untuk wiraswasta)
- Fotocopy akta pendirian / perubahan terkini (untuk usaha berbadan hukum PT dan CV)
- Fotocopy Rekening Koran/Tabungan minimum 3 bulan terakhir (jika joint income, dokumen pasangan wajib dilampirkan)
- Surat Pemesanan Rumah Developer/Surat Pengantar Broker (untuk pembelian di developer dan/atau kantor property agent)
- Bukti pembayaran appraisal (untuk cabang yang menerapkan pembayaran appraisal dimuka)
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