Form Pengajuan KPR Takeover
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KPR Takeover
Bank Mayapada MyHome Loan - KPA Take Over
Syarat Pengajuan
Syarat Umum
- Warga Negara Indonesia (WNI).
- Usia 21 – 60 tahun atau sampai usia pensiun (karyawan).
- Usia 21 – 70 tahun (khusus wiraswasta).
- Dokumen Identitas (untuk semua kategori pemohon):
- Fotokopi KTP & KTP Pasangan.
- Fotokopi Kartu Keluarga.
- Fotokopi Akta Nikah/Akta Pisah Harta/Cerai/Kematian Pasangan (jika ada).
- Fotokopi NPWP Pribadi.
- Fotokopi Akta Lahir (jika diperlukan).
- Dokumen Keuangan (untuk semua kategori):
- Fotokopi rekening koran/tabungan 3 bulan terakhir.
- Aplikasi permohonan kredit.
- Surat Pernyataan Debitur KPR terkait regulasi LTV Bank Indonesia.
- Dokumen Pekerjaan dan Penghasilan:
- Surat Keterangan Kerja. (karyawan)
- Slip gaji 3 bulan terakhir. (karyawan)
- Fotokopi Akta Pendirian Perusahaan dan Perubahan Terakhir. (wiraswasta)
- Fotokopi SIUP/TDP/SKDU/SITU/SKDP/NIB (khusus Badan Hukum wajib memiliki NIB). (wiraswasta)
- Fotokopi NPWP Perusahaan. (wiraswasta)
- Fotokopi Laporan Keuangan Perusahaan (jika diperlukan). (wiraswasta)
- Fotokopi Surat Izin Praktik atau Sertifikat dari Asosiasi Profesi. (profesional)
- Dokumen Agunan (untuk semua kategori):
- Fotokopi Sertifikat Properti.
- Fotokopi IMB (Izin Mendirikan Bangunan).
- Fotokopi PBB (Pajak Bumi dan Bangunan) Tahun Terakhir.
- Dokumen Tambahan (berlaku untuk jenis fasilitas tertentu):
- Surat Pesanan Rumah. (KPP)
- Fotokopi pembayaran tanda jadi & uang muka. (KPP)
- Fotokopi kuitansi/bukti transfer pembayaran tanda jadi/uang muka. (KPP)
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