Form Pengajuan KPR
Kita bakal bantu pengajuan kamu sampe selesai ✨
KPR Secondary
JTrust Bank Kredit Kepemilikan Rumah (KPR) Secondary
Syarat Pengajuan
Syarat Umum
- Warga Negara Indonesia (WNI) atau Warga Negara Asing (WNA) sesuai dengan kebijakan dan aturan kepemilikan aset
- Usia minimum 21 tahun atau sudah menikah saat pengajuan KPR
- Usia maksimum saat kredit berakhir:
- 55 tahun atau usia pensiun (karyawan)
- 60 tahun (wiraswasta atau profesional)
- Status karyawan tetap dengan masa kerja minimum 2 tahun
- Wiraswasta atau profesional: pengalaman minimum 3 tahun di bidangnya
- Fotocopy KTP pemohon dan pasangan (jika sudah menikah)
- Fotocopy paspor dan KITAS (WNA)
- Fotocopy surat nikah/cerai/kematian (jika berlaku)
- Fotocopy Kartu Keluarga
- Fotocopy rekening koran atau tabungan 3 bulan terakhir.
- Fotocopy NPWP pribadi
- Fotocopy dokumen kepemilikan agunan: SHM/SHGB, IMB, dan PBB
- Surat keterangan penghasilan atau slip gaji serta surat keterangan jabatan (untuk karyawan)
- Laporan keuangan atau Fotocopy neraca laba rugi (untuk wiraswasta atau profesional)
- Fotocopy akta pendirian perusahaan dan izin usaha (untuk wiraswasta)
- Fotocopy izin praktik profesi (untuk profesional seperti dokter, pengacara, dll)
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