Form Pengajuan KPR
Kita bakal bantu pengajuan kamu sampe selesai ✨
KPR Secondary
OCBC NISP KPR Easy Start Secondary
Syarat Pengajuan
Syarat Umum
- Warga Negara Indonesia
- Karyawan dengan masa kerja minimum 2 tahun, berpenghasilan antara Rp5.000.000 hingga Rp65.000.000
- Memiliki maksimum 1 fasilitas KPR yang telah berjalan lebih dari 3 tahun
- Agunan berupa rumah, apartemen, atau ruko, baik dari Developer Rekanan OCBC maupun secondary
- Usia minimum 21 tahun atau sudah menikah saat akad kredit, maksimum 45 tahun saat pengikatan kredit
- Plafon pinjaman antara Rp100.000.000 hingga Rp5.000.000.000
- Jangka waktu pinjaman antara 10 hingga 25 tahun untuk rumah atau apartemen, dan maksimum 20 tahun untuk agunan lainnya
- Dokumen yang diperlukan:
- a. Formulir aplikasi kredit yang telah diisi dan ditandatangani
- b. Fotocopy KTP pemohon dan pasangan (jika ada)
- c. Fotocopy Kartu Keluarga
- d. Fotocopy Akta Nikah/Cerai/Kematian atau Perjanjian Pranikah (jika ada)
- e. Fotocopy NPWP pribadi (wajib untuk pinjaman di atas Rp100 juta)
- f. Fotocopy rekening tabungan atau rekening koran 3 bulan terakhir
- g. Bukti pembayaran uang muka atau kuitansi pelunasan jika sudah diverifikasi
- h. Slip gaji 1 bulan terakhir atau dokumen alternatif (Surat Keterangan Penghasilan, SPT PPh 21, Surat Kontrak Kerja) (karyawan)
- i Fotocopy Akta Pendirian dan izin usaha (wiraswasta)
- j. Fotocopy izin praktik atau surat keterangan dari instansi terkait (profesional)
- k. Dokumen agunan (sertifikat tanah, IMB, PBB, AJB, APHT, dan dokumen pendukung lainnya sesuai ketentuan notaris)
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