Form Pengajuan KPR
Kita bakal bantu pengajuan kamu sampe selesai ✨
KPR Secondary
OCBC NISP KPR Kendali Secondary
Syarat Pengajuan
Syarat Umum
- Warga Negara Indonesia (WNI)
- Usia minimum 21 tahun atau sudah menikah
- Usia maksimum:
- Karyawan: 55 tahun saat kredit berakhir
- Wiraswasta/Profesional: 70 tahun saat kredit berakhir
- Memiliki penghasilan tetap
- Fotocopy KTP pemohon dan pasangan (jika ada)
- Fotocopy Kartu Keluarga
- Fotocopy Surat Nikah/Cerai (jika berlaku)
- Fotocopy NPWP pribadi
- Fotocopy rekening koran/tabungan:
- 3 bulan terakhir (karyawan)
- 6 bulan terakhir (wiraswasta dan profesional)
- Dokumen penghasilan:
- Slip gaji terakhir atau surat keterangan penghasilan (karyawan)
- Surat keterangan kerja atau SK pengangkatan (karyawan)
- Fotocopy SIUP, TDP, akta pendirian dan perubahan terakhir (wiraswasta)
- Dokumen eksistensi usaha seperti surat domisili, surat sewa tempat usaha, SPK, atau kontrak kerja sama (wiraswasta)
- Fotocopy surat izin praktik atau SK pengangkatan dari instansi terkait (profesional)
- Dokumen agunan:
- Fotocopy sertifikat tanah atau bangunan
- Fotocopy IMB
- Fotocopy PBB tahun terakhir
- Fotocopy akta jual beli (jika ada)
- Dokumen pendukung lainnya sesuai ketentuan bank dan notaris
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